Lost Your Home in A Declared Natural Disaster – Hurricane How To Get Mortgage For Your New Home With 0% Down – HUD 203H Loans

 

HUD FHA 203H Loan Program For Homeowners and Renters of Declared Natural Disaster Areas

after the storm, how to get a mortgage after a hurricaine

HUD has a mortgage program to help victims – homeowners and renters of natural disasters get loans to  re-settle in new homes and begin anew.

Here is a sample of a few requirement:

The primary resident must be in an area declared by the President to be a natural disaster area

Proof of the destroyed or damage home must be provided

Proof that the affected homeowner is working with his/her current mortgage company to address the funding of the current mortgage

This program allows a purchaser to buy a new home with 0% downpayment

for more details visit  How To Get a new mortgage when my current home is has been destroyed by a natural disaster

As always speak to your mortgage lender for g

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Getting Prepared For Hurricane & Storm Season

 

Getting Prepared For Hurricane & Storm  Season

preparing for hurricane season

Follow the National Weather Service  – here  NOAA

Getting Prepared :

Purchase the American Red Cross 3 Day Deluxe Emergency Preparedness Kit or put together your own kits with the following items:

FlashLight (batteries)

Water resistant radio-(batteries) or hand crank radio

Blankets

Can foods or food bars

Can opener

Work gloves

12hr light sticks

Towelettes

N-95 breathing mask

10 x 10 plastic sheating

Tent or tarp

Rain poncho

Roll of duct tape

Emergency water

Water container 2.5 gallons

Whistle

Personal first aid kit

Hygine products

First aid and emergency preparedeness guide

Extra Cellphone batteries

Cellphone charger and solar charger

Extra laptop/notebook batteries

Garbage bags

Sandwich bags for cash, ID, medical insurance cards, list of medications, medications

List of facebook and Twitter contacts incl email addresses

Your personal telephone book

Coin-quarters- when cell towers are down you may find that payphones and landlines are working

 

You should have two kits keep one at home and leave the other at your work place.  Parents should pack mini kits for their children.

Always keep a first aid kit  in your car

When possible have a designated meeting site for your friends and family.

Have a plan and make sure that every know where the kits are located.

 

 

Brooklyn homeowners and Landlords

Remove and store  out door furniture- plant pots- garbage cans

Clear Drains and Gutters of leaves

Help the city – clear street drains of debris

 

 

Brooklyn Home Buyers

– interest rates are at an all time low and there are  homes for sale  available at various price points.

 

Brooklyn Home Owners : Thinking of Selling your home and need to know  how much your Brooklyn Real Estate Home Is Worth , the price of Brooklyn homes for sale currently  on the market,  or simply how is the  the Real Estate Market in Brooklyn , and you are  looking for an agent who will List your Brooklyn Home For Sale,  give you personal service and showcase your    home  with maximum marketing  exposure to get  it sold :  Call me,  Michele Cadogan  at 917-861-9166  for a Free Market Analysis of  your Brooklyn New York Home .

Not ready to buy  and looking for a Brooklyn apartment to rent, call me @ 917-861-9166

So, whether you are thinking of buying , selling or  looking to rent an apartment in Brooklyn, want to know how much  homes in Brooklyn selling for ,  want to know how is the Real Estate Market In Brooklyn  or  the price  of recently  sold Brooklyn homes in your neighborhood, call me at :

917-861-9166 (cell)

Michele Cadogan,SFR

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Thinking of Selling My Home in Flatbush – Need A Free Market Analysis

Free Market Analysis For Your Home in Flatbush Brooklyn

Thinking Of Selling Your Home in Flatbush   Brooklyn and Need A Free Market Analysis

Call : Michele Cadogan at 917-861-9166

free market analysis for your home in brooklyn, real estate agents in brooklyn

Own a Home in Flatbush Brooklyn – Thinking of Selling –  Inventory of available homes is low.  Homes  for sale in your Flatbush  Brooklyn neighborhood are in demand, there are many qualified buyers  waiting to buy a home. If you are thinking of selling your  Brooklyn home and looking for an agent .

 Call Michele Cadogan at 917-861-9166

Michele Cadogan

Fillmore Real Estate

Licensed Real Estate Associate Broker

 

 

Brooklyn Home Buyers

– interest rates are at an all time low and there are  homes for sale  available at various price points.

 

Brooklyn Home Owners : Thinking of Selling your home and need to know  how much your Brooklyn Real Estate Home Is Worth , the price of Brooklyn homes for sale currently  on the market,  or simply how is the  the Real Estate Market in Brooklyn , and you are  looking for an agent who will List your Brooklyn Home For Sale,  give you personal service and showcase your    home  with maximum marketing  exposure to get  it sold :  Call me,  Michele Cadogan  at 917-861-9166  for a Free Market Analysis of  your Brooklyn New York Home .

Not ready to buy  and looking for a Brooklyn apartment to rent, call me @ 917-861-9166

So, whether you are thinking of buying , selling or  looking to rent an apartment in Brooklyn, want to know how much  homes in Brooklyn selling for ,  want to know how is the Real Estate Market In Brooklyn  or  the price  of recently  sold Brooklyn homes in your neighborhood, call me at :

917-861-9166 (cell)

Michele Cadogan,SFR

Posted in Brooklyn Real Estate, brooklyn real estate agents, free market analysis for my home in flatbush brooklyn | Tagged , , | Leave a comment

Free LED Light Bulbs From Con ED

 

Free LED Light Bulbs For Brooklynites – Con ED

 homes

Consolidated Edison is offering Brooklyn residents free LED light bulbs and energy savings tools to help reduce their  consumption thereby  resulting in substantial savings over time.

Eligible neighborhoods : Bedford Stuyvesant – Bushwick- Crown Heights- Cypress Hills- East Flatbush – East Willaimsburg & Greenpoint

For  additonal information and registration visit : Free LED Light Bulbs From Con Edison

 

 

Brooklyn Home Buyers

– interest rates are at an all time low and there are  homes for sale  available at various price points.

 

Brooklyn Home Owners : Thinking of Selling your home and need to know  how much your Brooklyn Real Estate Home Is Worth , the price of Brooklyn homes for sale currently  on the market,  or simply how is the  the Real Estate Market in Brooklyn , and you are  looking for an agent who will List your Brooklyn Home For Sale,  give you personal service and showcase your    home  with maximum marketing  exposure to get  it sold :  Call me,  Michele Cadogan  at 917-861-9166  for a Free Market Analysis of  your Brooklyn New York Home .

Not ready to buy  and looking for a Brooklyn apartment to rent, call me @ 917-861-9166

So, whether you are thinking of buying , selling or  looking to rent an apartment in Brooklyn, want to know how much  homes in Brooklyn selling for ,  want to know how is the Real Estate Market In Brooklyn  or  the price  of recently  sold Brooklyn homes in your neighborhood, call me at :

917-861-9166 (cell)

Michele Cadogan,SFR

 

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Things To Do After Closing on The Purchase of Your New Home

 

Things To Do After Closing On The Purchase of Your  New  Brooklyn Home

After The Closing

 buying a home in brooklyn

Congrats on The Purchase of Your New Brooklyn Home

Save Your Closing Packet – your packet should include the promissory note – Mortgage- Disclosures, insurance binder etc basically anything that you have signed a copy should be in your closing packet

Review your Homeowner’s insurance policy – could you get additional discounts that you may have missed, Do you need flood insurance, should you increase your deductible – After you move in take pictures of items in each room store these photos with your  insurance policy packet for safekeeping

Change your address: Fill out change of postal form – Financial Accounts- DMV and Car Insurance- Utility Companies –  notify your employer of your change of address – Childrens school- House of Worship

Register For NY State Star Progam

Change The Filters on your Furnace and Heating and Cooling system

Hire A Pest Control Company

Change Every lock including the lock and codes on your garage

Introduce Your Self to your neighbors and  postal delivery person

Know where your emergency shutoff valves  and meters  are located –   local precinct,

 community board , parksschools

* If your mortgage changes you will receive a change-of-servicer notice in advance**

 

Brooklyn Home Buyers

– interest rates are at an all time low and there are  homes for sale  available at various price points.

 

Brooklyn Home Owners : Thinking of Selling your home and need to know  how much your Brooklyn Real Estate Home Is Worth , the price of Brooklyn homes for sale currently  on the market,  or simply how is the  the Real Estate Market in Brooklyn , and you are  looking for an agent who will List your Brooklyn Home For Sale,  give you personal service and showcase your    home  with maximum marketing  exposure to get  it sold :  Call me,  Michele Cadogan  at 917-861-9166  for a Free Market Analysis of  your Brooklyn New York Home .

Not ready to buy  and looking for a Brooklyn apartment to rent, call me @ 917-861-9166

So, whether you are thinking of buying , selling or  looking to rent an apartment in Brooklyn, want to know how much  homes in Brooklyn selling for ,  want to know how is the Real Estate Market In Brooklyn  or  the price  of recently  sold Brooklyn homes in your neighborhood, call me at :

917-861-9166 (cell)

Michele Cadogan,SFR

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Checklist For First Time Home Buyers in Brooklyn

 

Checklist For First Time Home Buyers in Brooklyn

home buyers checklistReady To Buy A Home For Sale In Brooklyn

After meeting with your  home loan lender and getting approved to buy a home you should have a homebuyers checklist of the things are  important to you in choosing a neighborhood and  the features that you want  in your new home to share with your real estate agent.

Which Neighborhood?

List of neighborhoods in Brooklyn

Do you have to be close to mass transit – MTA Service

 

Are you Concern  about the days of the week for Alternate side street parking in NYC

Do you have to be close to Shopping

                  Is there  public Park Nearby – visit NYC Parks Locator

What Public Schools are in the area 

Where is the local community board office

Which government official represents my neighborhood/

What type of zonining and development has been filed for my future block or Brooklyn neighborhood

What Type of Home Are You Looking For

Co-op vs Condo

Multi Family

Single Family

What Features Would You Like In Your New Home

Co-op / Condo:

Parking – indoor or outdoor

Garden area – playground – pool

Bike Storage

Balcony

Front or Back Unit

Foyer / Entryway

Kitchen With Windows

Natural Light

Closets

#Bedrooms    –   #Bathrooms

Doorman

Pet Friendly

On Site Laundry

Walkup or Elevator

What Cable & Wireless Telephone  Company Services the Building

Single or MultiFamily Home

Porch- Garage

Backyard

Finished Basement

Formal Dining

#Bedrooms    –   #Bathrooms – master Bath

MultiFamily Investment – Vacant or With Tenants – Time Left on current leases

Attached – Detached – or Semi-Detached

Brick or Frame Exterior

Oil or Gas Heat – Central Heat and Air – Wall A/Cs

Ranch or Duplex

Full Basement – ceiling Heights

Type of Kitchen

Formal Dining

Flooring

When you are ready to begin your home search in Brooklyn

Call Michele Cadogan

917-861-9166

Fillmore Real Estate

Licensed Real Estate Associate Broker

Brooklyn Home Buyers

– interest rates are at an all time low and there are  homes for sale  available at various price points.

 

Brooklyn Home Owners : Thinking of Selling your home and need to know  how much your Brooklyn Real Estate Home Is Worth , the price of Brooklyn homes for sale currently  on the market,  or simply how is the  the Real Estate Market in Brooklyn , and you are  looking for an agent who will List your Brooklyn Home For Sale,  give you personal service and showcase your    home  with maximum marketing  exposure to get  it sold :  Call me,  Michele Cadogan  at 917-861-9166  for a Free Market Analysis of  your Brooklyn New York Home .

Not ready to buy  and looking for a Brooklyn apartment to rent, call me @ 917-861-9166

So, whether you are thinking of buying , selling or  looking to rent an apartment in Brooklyn, want to know how much  homes in Brooklyn selling for ,  want to know how is the Real Estate Market In Brooklyn  or  the price  of recently  sold Brooklyn homes in your neighborhood, call me at :

917-861-9166 (cell)

Michele Cadogan,SFR

 

how much is my brooklyn home worth, brooklyn real estate, real estate agents in brooklyn, brooklyn homes

www.brooklynhomesbymichele.com

917-861-9166

Fillmore real Estate

2926 Ave J, Brooklyn  New York, 11210

 

Licensed Real Estate Associate Broker

Brooklyn New York Neighborhoods

 

 

#MicheleKnowsBrooklynRealEstate

#BrooklynHomes

 

real estate agents in brooklyn, free market analysis for my brooklyn home, real estate agents selling homes in flatbush brooklyn

Want To Sell Your Home in Brooklyn

Call Michele Cadogan – 917-861-9166

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Need A 3 Bedroom 2 Bath Co-op For Sale in Brooklyn

 

 Need A 3 Bedroom co-op For Sale  in Brooklyn

Looking For A 3 Bedroom co-op For Sale in Brooklyn

 View this lovely spacious  3 bedroom, 2 full bath Old Mill Basin Brooklyn

co-op For Sale

1275 East 51st Street, Brooklyn NY 11234

Asking $325,000

Monthly Maint $1,043

kings village old mill basin 3 bedroom 2 bath co-op for sale

This Spacious well  presented 2nd floor corner Old Mill Basin co-op for sale–  features a  quaint foyer area c/b used as dining, large living room leading to terrace –  large master suite with full bath- 2 additional bedrooms- modern eat in kitchen with windows-  hardwood floors through-out – this unit has lots of closets – natural light and much more..  all in great condition

master bedroom old mill basin co-op for saleliving room of old mill basin brooklyn co-op for sale

kitchen of old mill co-opWhen you are ready to view this lovely 

co-op for sale

Call Michele Cadogan

917-861-9166

Fillmore Real Estatte

Licensed Real Estate Associate Broker

Posted in 11234 brooklyn real estate homes, co-op in brooklyn new york for sale | Tagged , | Leave a comment