Many Brooklyn renters mistakenly believe that should they incur a lost of personal property their landlords home owners policy will cover their lost. The landlords policy will only cover the building and the landlords personal property.
Renters insurance will cover such things as the tenants personal property from lost due to theft, fire, pay for temp housing should it be needed due to extensive damage, covers medical expenses if your guest is injured in your apartment while visiting you.
Since some tenants are waiting to purchase their first Brooklyn home it would be in their best interest to protect their personal property from lost by purchasing a rental insurance policy.
So call an insurance agent to discuss your options, if you have an insurance policy with a carrier you may be eligible for a discount on your rental policy.
Fillmore Real Estate
Licensed Real Estate Associate Broker